Representative offices of overseas and foreign banks in Dubai and the UAE

Representative offices of overseas and foreign banks in Dubai and the UAEThis list may overlap with the list of foreign banks in the UAE eg HSBC has a bank presence with branches in most emirates, and also has a representative office on Jumeirah Beach Road in Dubai not connected with the UAE branches. You cannot do your normal UAE based banking activities at a representative office (representative offices cannot handle cash and teller transactions) but they might have an ATM.

  • American Express Bank
  • Abbey National PLC
  • Aberdeen Asset Managers Ltd
  • AG Assets Management International
  • Andhra Bank (India)?
  • Arab Banking Corporation BSC (ABC) –, large Bahrain based bank with a representative office in Abu Dhabi (tel +971-2-6447666).
  • Axis Bank – in DIFC
  • Banque Libano Française (BLF) (Lebanon) – representative office in Abu Dhabi, opening announced 20 February 2010
  • Bank of America
  • Bank Brussels Lambert
  • Bank of Bahrain and Kuwait
  • Bank of Beirut and the Arab Countries (BBAC s.a.l.), open 20 December 2008, location Mourour Street, C60 Building, PO Box 41840, Abu Dhabi, Tel +971-2-4461516/517, fax +971-2-4461518, web
  • Bank of New York
  • Bank Muscat
  • Bank of Tokyo-Mitsubishi UFJ Ltd (BTMU) – office in Abu Dhabi. DIFC license received Aug 2007.
  • Bank Gesellschaft Berlin AG
  • BNP Paribas
  • Clearstream Banking SA
  • Coutts & Co
  • Credit Lyonnais
  • Credit Suisse
  • Creditanstalt AG
  • Deutsche Bank AG
  • Dresdner Bank AG
  • The Equitable Life Assurance Society
  • Falcon Private Bank Abu Dhabi – representative office scheduled to open in Abu Dhabi in April 2011. Located in Das Tower on Abu Dhabi Corniche. Owned by Aabar Investments since 2009. Headed by Gregor Hubler (press release 29 March 2011).
  • Falcon Private Bank Dubai – representative office opened in 2008.
  • Fidelity Investments International
  • First Union National Bank
  • Gulf International Bank
  • HDFC Bank Representative Office, 104 Al Kifaf Commercial Bldg, Trade Centre Road, opposite Bur Juman Centre, PO Box 64546, Dubai. Tel +971-4-3966991, fax +971-4-3967010. NRI services.
  • The Housing Bank for Trade & Finance
  • HSBC International Ltd
  • Indusind Bank (India) – representative office in Dubai, associated with Union National Bank in Abu Dhabi
  • Investment Bank for Trade & Finance
  • Kuwait Interests for Financial Investments
  • Merrill Lynch Bank Suisse
  • Man Investment Products Ltd
  • Nationwide International Ltd
  • Natexis Banque – BFCE
  • Philippine National Bank
  • Prudential-Bache International Ltd – can’t find it mentioned on, the Prudential Financial website (Dec 2006).
  • Punjab National Bank, India – licence to operate in DIFC received, CEO of PNB Dubai DIFC is Mr Raj Kumar Nair (press release 06 January 2010).
  • Qatar Islamic Bank
  • Royal Bank of Canada
  • RBS International offshore banking office (different from Royal Bank of Scotland on Bank St, Bur Dubai?). Open April 2008 (date unconfirmed), closed August 2009.
  • Salmon Smith Barney Inc
  • Scottish Widows Int’l Ltd
  • Societe Generale Bank
  • Standard Bank London Ltd
  • State Bank of India (SBI) – UAE Central Bank licence application attempted but refused for years (EB report 12 May 2009). DIFC office – full banking licence received from DFSA (the DIFC regulator) (press release 15 September 2009), SBI-DIFC CEO is AJ Vidyasagar. Website
  • State Street Bank & Trust Company
  • Tempelton Worldwide Inc
  • Towry Law Asia HK Ltd (office closed?)
  • UBS AG
  • Union Bancaire Privee
  • Union des Banques Arabes et Francaises
  • Unit Trust of India
  • United Bank of Kuwait
  • Westdeutsche Landesbank Girozentrale

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